The articles located in this section of the website were written by Attorney Bill Talham. Some have been published in national trade journals,others have not.
As this site continues to develop, look for more articles and new information to be available.


~ ORGANIZE OR AGONIZE ~
The article you are about to read is a very general article which will provide some insight into why I believe so strongly in the title of this paper. And, if you are interested in getting your business more organized, I will gladly come into your office, on a consulting basis, and help you achieve the efficiency you desire. Just give me a call to discuss your needs, and we will get to work making your work less agonizing…. Now, on with the article…
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Don’t Get Down, Don’t Bail Out... Just Get Busy
I am sure right now, many of your fellow Real Estate Industry Professionals out there, be they Realtors, Surveyors, Appraisers, Builders, Insurers, Home Inspectors, Brokers, Lenders, etc, are all questioning their decision to work in this industry. Considering the current state of affairs we find ourselves in, this is completely understandable. Read More....

Good Faith Estimates in Florida....
What do I tell my borrowers about the costs of closing their loans in the Sunshine State, when I am 1,200 miles away?

Recently, I have noticed that the more business I get from out of state broker/lender contacts, the more time I spend describing the actual costs of closing a transaction, here in the Sunshine State of Florida. With all the recent added attention paid to the Good Faith Estimate by the folks in our Federal Government who are charged with protecting the consuming public, also known as HUD, it is completely understandable that mortgage brokers and lender loan officers are more interested in getting accurate figures for their borrowers. Read More....


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